In the midst of the coronavirus, will insurance companies still pay out personal injury claims? Coronavirus has hit Colorado hard, spreading throughout several counties in the state. Whether you live in the heart of Denver County or the most rural parts of Mesa County, coronavirus is affecting your day-to-day life. Since the outbreak, there have been many questions from clients and law firms regarding what kind of impact the coronavirus (COVID-19) will have on personal injury cases. While the situation continues to evolve and change day-to-day, our dedicated team of attorneys is here to help. Are Colorado Insurance Companies Still Paying Personal Injury Claims Amidst the Coronavirus Pandemic? Understandably, people are worried that insurance companies are going to stop paying out money for prior personal injury claims. Due to the influx of coronavirus cases, our state’s dependence on medical care providers has skyrocketed. This may cause people to worry about other insurance claims getting put on hold. The truth is actually the opposite. Given the current economic environment, companies are paying out significantly more right now. The underlying assumption is that the government will come through with extra federal funding to reimburse these expenses. This means that now is actually the best time to go through the process. Getting Help from Galperin & Associates We recommend that you contact our team of personal injury lawyers before speaking to an insurance adjuster or filing a claim. Filing an insurance claim for personal injuries without consulting an attorney may result in statements being used against you. We know how uncertain these times are, so the team at Galperin & Associates is here to help you every step of the way. Stay up to date on how Colorado is handling the coronavirus here for more updates on local and state-wide policy.

emergency room

If you’ve been injured in a car accident, you should still seek medical help in the midst of the coronavirus crisis. Coronavirus has led to our doctors offices and hospitals being overrun, and understandably so. This is a new disease that is deadly for some, so it should be taken very seriously. Still, normal accidents and injuries are still occurring. There are still cars on the road, and while there may be far fewer vehicles, there is still the risk of accidents and injury. If you have been injured in a traffic accident, you should absolutely still seek medical care. Diligently following doctors’ orders will be crucial in maximizing the case value of your personal injury lawsuit – from emergency surgeries down to physical therapy or necessary surgeries later on. So how do you get medical treatment during the coronavirus pandemic? Seeing a Doctor Amidst Coronavirus People injured in a car accident don’t need to be afraid of seeking medical care at hospitals or clinics right now. Almost all major practitioners are practicing telemedicine, or even scheduling home visits. It’s important to reach out to your healthcare provider to see what options you have for contacting a doctor during this time. These days, it’s possible to receive medical care without even stepping foot in a clinic or hospital. What is Telemedicine? Telemedicine is the practice of using technology to deliver care at a distance. Typically, a physician in one location uses a telecommunications or video platform to assess a patient remotely. If your provider can make this available to you, this is the best way to reach out to them without risking exposure to the coronavirus. If you do go into a doctor’s office or hospital at this time, follow the CDC guidelines for how to prevent getting sick and limiting exposure. Will Delays Affect My Case? Given the overrun capacity of most hospitals, it may be some time until you can schedule a doctor’s appointment. This may lead to delays in treatment, and thus a delay in resolving your case. Delays will not result in a reduction of case value, but we must wait to settle a case until treatment has substantially finished. Getting Help from Galperin & Associates The important thing is to remain diligent about seeking treatment for any injuries. Make sure to keep your attorney fully informed of any delays due to coronavirus. The attorneys at Galperin & Associates know that all accidents are different and are here to help you maximize your right to recovery. Contact us today at 720-501-3451 to speak to an attorney.

We’re here for you no matter what. We’ll continue to serve our clients in the midst of the Coronavirus outbreak. It’s important for everyone to know that we are still working for our clients, and will continue to do so no matter what happens with COVID-19. We’ve all been watching the cases of Coronavirus develop across Colorado. These are uncertain times – from the volatile markets, travel restrictions, and event cancellations. We are all concerned about the health and safety of everyone in our community. Our team at Galperin & Associates has also been watching these events unfold. Just like you, we go home to our families and worry about illness, our more vulnerable populations, school closures, and the economy. Unfortunately, there are still people on the road and there are still car accidents that occur. Our main piece of advice for any driver right now is to pay attention. Distracted driving is a leading cause of car accidents, so stay off your smartphone. Keep your eyes on the road. But, if you are injured in a car crash, don’t hesitate to call us. You do not have to leave your home to seek help.  Set up a phone call or send us an email from our Contact page. If you have a case with us, you can access information at any time from your house or your phone. Our attorneys will update you via email, phone, or text. Stay up to date on the ongoing COVID-19 situation by checking the Centers for Disease Control’s website here. You can also keep up with the Colorado-specific Coronavirus developments here. Our staff will be working remotely and I will be in the office every day if you need me. The unfortunate situation with Coronavirus will not stop us from helping you to get the money you deserve. Colorado has a strong community and our family extends to our clients. Stay safe during this difficult time. Galperin & Associates continues to be open and available to you.  Sincerely, Jake Galperin

hail storm

Hail storms are an inevitable part of spring driving in Colorado. Here’s what to do if a storm strikes while you’re driving. If you look for it, you’ll realize how many vehicles in Colorado have visible hail damage. Colorado hail storms can vary in severity, but even light hail can still cause dangerous road conditions. Here’s what to do if you get caught in a hail storm while on the road: Stay inside your vehicle. If you’re familiar with the term “baseball-sized hail” then you know that serious hail is no joke. It can fall at fast speeds and cause injury to anything in its path. Pull your vehicle over. Stop driving and pull your vehicle to a safe place so the hail doesn’t break the windshield or any window. Driving will just compound hail’s impact with your car and cause more damage. If possible, stop under an overpass and pull out of traffic lanes and onto a shoulder. Avoid ditches due to the possibility of high-rising water or flash floods. Keep your car angled so hail is hitting the front. Front windshields are built with reinforcements designed to withstand pelting objects. However, side windows and rear windshield glass are not always designed the same, so they’re much more susceptible to breakage. Lie down and keep your back to the windows. If you keep a blanket in your car, use it to cover yourself and prevent possible debris from hitting you. Avoid driving through dangerous areas after the storm passes. Severe hail is usually accompanied by heavy rains. The average automobile can be swept off the road in 12 inches of moving water. Attempting to drive through water also may stall your engine. If you come upon a flooded street, take an alternate route. Stay updated on road conditions on the Colorado Department of Transportation website for the best information. Following these tips will help you stay safe during a hail storm. The attorneys at Galperin & Associates know that all accidents are different and are here to help you maximize your right to recovery. Contact us today at 720-501-3451 to speak to an attorney.

Spring in Colorado can be unpredictable, so check out these tips for spring driving to be prepared for any kind of road condition. Spring is right around the corner for Coloradans, and with that means wet, icy, and unpredictable road conditions. Natives and “transplants” alike know how quickly the spring weather can change in this state, making spring driving extra tricky. Check out Galperin & Associates’ tips for how to stay safe on the roads this spring below: Keep your car in good condition. Since spring weather in Colorado can often translate into a sudden blizzard, it’s important to prep your car for similar winter-like conditions. Keep a winter safety kit in your car and be familiar with how your car handles more extreme weather. Make sure your vehicle is stocked up with plenty of windshield wiper fluid, as slick and slushy roads can kick up dirt and worsen visibility. You’ll also want to check the heater/defroster, wiper blades, headlights, full gas tank, tire tread, battery, and brakes. Slow Down! You can’t beat the laws of physics, so slick roads mean it will take longer for your vehicle to come to a full stop. If you hit a slick spot going too fast, you’re far more likely to lose control of your vehicle. Stay off the gas if the roads are slippery. Avoid Hydroplaning. Hydroplaning occurs when a tire encounters more water than it can scatter. This lack of friction lifts the tires off of the road and causes the driver to skid. The result is a loss of steering, braking and power control. Avoid hydroplaning by making sure your tires are inflated, have plenty of tread, and staying away from large puddles or standing water. Use your low beams. If you’re driving in bad enough weather conditions, your visibility can be incredibly bad. Instead of using your brights and getting blinded by the reflection of the rain, sleet, or snow, put on your low beam headlights to navigate to your destination. Be prepared for hail. If you look closely, you’ll notice how many vehicles in Colorado have visible hail damage. Hail storms may range in severity, but know that the most severe hailstorms have broken windshields and totaled cars. If you’re caught in a hailstorm, stay inside your vehicle. If possible, stop driving and pull to a safe place so hail doesn’t break the windshield or any windows while you wait out the storm. Pay attention to warning signs. The Colorado Department of Transportation does a great job of keeping drivers updated on current or impending road conditions. If signs are warning about wet or icy roads, pay attention to them and slow down. You can also plan ahead on a trip by checking road conditions all over Colorado’s main highways here. The attorneys at Galperin & Associates know that spring in Colorado can be dangerous and unpredictable. All accidents are different, so we are here to help you maximize your right to recovery. Contact us today at 720-501-3451 to speak to an attorney.

  • February 24, 2020
  • Blog
semi truck

Trucking accidents can be very complex and involve many parties, so it’s important to know what to do next. Here’s what you should do after an accident.

  • February 21, 2020
  • Blog
What To Do If You're In A Car Accident

Car accidents can be traumatic, so it’s important to know how to handle them when they happen. Here’s what you should do if you get in a car accident: Denver’s growing population means more cars on the road and – inevitably – more car accidents. Since most car accidents can leave you feeling scattered, we’ve gathered our tips what to do if you’re in a car accident. #1 Move your vehicle out of the way. If it’s safe to do so, pull your vehicle over on either the shoulder or a side-street. Then, make sure the vehicle isn’t moving, is shifted into park, and the engine is turned off. If moving your car is not possible, flip on your hazard lights to let other drivers know you’re not going anywhere anytime soon. #2 Check for injuries. Make sure you and your passengers are safe and unharmed. Check to make sure no other parties or pedestrians are hurt. If someone seems hurt, call 911. Even a seemingly minor symptom like dizziness or confusion should be checked out by a healthcare professional. #3 Exchange information with the other driver. It’s important that each party provides both their insurance information and contact information for any claim or report filed in the future. Make sure you document their name, phone number, insurance company, the license plate number, and the make and model of their vehicle. #4 Call the police to the scene. Even in the most minor car accidents, a police report can be useful when dealing with insurance companies. Letting the police independently assess the scene will help them determine fault. Note: If the police cannot visit the scene, be sure to file an accident report at the nearest police station or DMV. #5 Document the scene. Always be sure to take photos of the accident scene. Be sure to capture any damage to your vehicle and the other vehicle involved. If possible, you can also take notes on the vehicle information, police officers involved the scene, accounts from witnesses, etc. This kind of documentation will be helpful for filing your insurance claim and proving fault. #6 Notify your insurance company and begin your insurance claim. Some may even have the option of contacting their insurance companies while at the scene of the accident. If you have been injured in a car accident, you have the right to be compensated for injuries and losses. The experienced attorneys at Galperin & Associates can assist you in collecting and preserving evidence from the accident to ensure that your rights are protected. Car accidents are one of the most common causes of severe injury in the United States every year. The team of attorneys at Galperin & Associates know that all accidents are different and are here to help you maximize your right to recovery. Contact us today at 720-501-3451 to speak to an attorney.

  • February 17, 2020
  • Blog
semi truck

Any type of auto accident is dangerous, but trucking accidents mean a collision with a loaded semi-truck and an increased risk of serious injury.